The Duti Blog

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Modern Community

Discover modern approaches to money management, community savings, and financial growth through our expert insights.

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རྩོམ་ཡིག་གསར་བ།

Balancing American Individualism with Himalayan Collective Values: Finding Your Path
Immigrant Finance
Feb 20, 20265 min read

Balancing American Individualism with Himalayan Collective Values: Finding Your Path

Navigate the tension between personal financial goals and family obligations while honoring both cultures

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Health Insurance 101: Navigating the American Healthcare System for Immigrants
Taxes & Insurance
Jan 26, 20265 min read

Health Insurance 101: Navigating the American Healthcare System for Immigrants

Decode deductibles, copays, and coverage options – from employer plans to marketplace to Medicaid

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Buying Your First Home in America: The Complete Guide for Immigrant Families
Credit & Housing
Dec 27, 20255 min read

Buying Your First Home in America: The Complete Guide for Immigrant Families

Navigate down payments, mortgages, and the home buying process – from community contributions to closing day

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Paying for College: Financial Aid, Scholarships, and 529 Plans for Immigrant Families
Family & Planning
Nov 27, 20255 min read

Paying for College: Financial Aid, Scholarships, and 529 Plans for Immigrant Families

Navigate the complex world of college financing as an immigrant family – from FAFSA to scholarships to smart savings strategies

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Supporting Aging Parents Across Two Countries: A Financial Planning Guide
Family & Planning
Oct 28, 20255 min read

Supporting Aging Parents Across Two Countries: A Financial Planning Guide

Navigate the complex financial, legal, and emotional challenges of caring for parents in Nepal, Tibet, or Bhutan while building your life in America

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Retirement Planning When Supporting Two Generations: Your Complete Strategy
Family & Planning
Sep 28, 20255 min read

Retirement Planning When Supporting Two Generations: Your Complete Strategy

How to save for your own retirement while supporting aging parents and raising children in America

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Tax Filing for Immigrants: What You Need to Know to Avoid Costly Mistakes
Taxes & Insurance
Aug 29, 20255 min read

Tax Filing for Immigrants: What You Need to Know to Avoid Costly Mistakes

Navigate the complex US tax system with confidence – from ITIN vs SSN to common deductions immigrants miss

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Sending Money Home: The Complete Guide to Remittances to Nepal, Tibet, and Bhutan
Immigrant Finance
Jul 30, 20255 min read

Sending Money Home: The Complete Guide to Remittances to Nepal, Tibet, and Bhutan

Save hundreds annually by choosing the right money transfer service and avoiding common remittance pitfalls

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Why Your Duti DuKuti Is Tax-Free: A Complete Guide
Jun 30, 20255 min read

Why Your Duti DuKuti Is Tax-Free: A Complete Guide

Worried about taxes on your online DuKuti? Learn why Duti savings circles are not taxable events and how the IRS gift rule protects you.

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Digital ROSCAs: Using Technology to Modernize Traditional Savings Circles
Community Savings
May 31, 20255 min read

Digital ROSCAs: Using Technology to Modernize Traditional Savings Circles

Discover how modern technology is transforming traditional rotating savings groups while preserving the power of community trust

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The Art of Tax-Free Gifting: Understanding IRS Annual Gift Exclusions
Taxes & Insurance
May 1, 20255 min read

The Art of Tax-Free Gifting: Understanding IRS Annual Gift Exclusions

Learn how to maximize tax-free gifting with the IRS annual gift exclusion – up to $19,000 per person in 2025

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Building Credit in America: A Complete Guide for New Immigrants
Credit & Housing
Apr 1, 20255 min read

Building Credit in America: A Complete Guide for New Immigrants

Starting from zero? Learn how to build a strong credit history in America, even without any credit background

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Building Smart Financial Habits: Your Path to Financial Success
Immigrant Finance
Mar 2, 20255 min read

Building Smart Financial Habits: Your Path to Financial Success

Learn how to develop effective money management habits that can transform your financial future

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Understanding Dhukuti in Nepal
Community Savings
Jan 31, 20255 min read

Understanding Dhukuti in Nepal

A deep dive into the traditional Nepalese rotating savings system

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Introduction to ROSCA: Community Savings Groups
Community Savings
Jan 1, 20255 min read

Introduction to ROSCA: Community Savings Groups

Learn about Rotating Savings and Credit Associations (ROSCA) and how they help communities build financial security together

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