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Modern Community
Discover modern approaches to money management, community savings, and financial growth through our expert insights.
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Understanding Dhukuti in Nepal
A deep dive into the traditional Nepalese rotating savings system

The Art of Tax-Free Gifting: Understanding IRS Annual Gift Exclusions
Learn how to maximize tax-free gifting with the IRS annual gift exclusion – up to $19,000 per person in 2025
Latest Articles
རྩོམ་ཡིག་གསར་བ།

Why Your Duti DuKuti Is Tax-Free: A Complete Guide
Worried about taxes on your online DuKuti? Learn why Duti savings circles are not taxable events and how the IRS gift rule protects you.

Understanding Dhukuti in Nepal
A deep dive into the traditional Nepalese rotating savings system

The Art of Tax-Free Gifting: Understanding IRS Annual Gift Exclusions
Learn how to maximize tax-free gifting with the IRS annual gift exclusion – up to $19,000 per person in 2025

Introduction to ROSCA: Community Savings Groups
Learn about Rotating Savings and Credit Associations (ROSCA) and how they help communities build financial security together

Building Smart Financial Habits: Your Path to Financial Success
Learn how to develop effective money management habits that can transform your financial future