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Bidding ROSCA Simulator
Finish a 10-month savings circle in just 9 months
How a Duti Bidding ROSCA Works — in 90 Seconds
Ten friends, ten deposits
Every month each member puts $1,000 into the main pot (total $10,000).
Early-bird bidding
Want the cash earlier? Bid a fee (e.g. $2,200). Highest bid wins that month; the fee moves to a bonus pool.
The bonus payout
When the bonus pool equals one full pot, an extra member is paid immediately — no bid required.
Everyone saves a month
The circle finishes after nine deposits instead of ten, so each member keeps $1,000 in their pocket.
Setup(1/11)
Monthly payout
Bonus payout
Waiting
Initial Setup
Ten members agree to deposit $1,000 monthly.
Waiting Members
#1
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#2
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#3
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#4
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#5
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#6
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#7
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#8
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#9
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#10
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Paid Members
No payouts yet.
Pool Balances
Main Pot
$0
Bonus Pool
$0