How rotating savings circles (ROSCAs, dukuti, dhukuti) work and how technology is modernizing them
A ROSCA (Rotating Savings and Credit Association) lets groups pool money and take turns receiving the pot. Learn how ROSCAs work step by step, why millions use them, and how Duti brings this tradition online.
Digital ROSCA platforms let you run savings circles from your phone. Learn how apps like Duti combine the trust of traditional ROSCAs with modern payment tracking and security.
Dhukuti (Dhikuti) is Nepal's centuries-old rotating savings tradition where community members pool money and take turns receiving the collected sum. Learn how it works and its cultural significance.
A ROSCA (Rotating Savings and Credit Association) is a group savings system used by millions worldwide. Learn how ROSCAs work, their benefits, risks, and how to join or start one.