5 min read

Auto-Pay Setup

Never miss a payment

Auto-Pay ensures you never miss a circle payment by automatically transferring funds from your bank account before each payment is due.

1

Access the Duti Wallet

  • 1Log in to your Duti account
  • 2Tap Duti Wallet from the menu
  • 3Scroll down to find the Auto-Pay section
Wallet with Auto-Pay

The Auto-Pay section appears below your wallet balance and action buttons.

2

Open Auto-Pay Manager

Tap on the Auto-Pay section to open the Auto-Pay Manager. If you haven't set up any auto-pays yet, you'll see the empty state prompting you to get started.

Auto-Pay Manager

When you have no auto-pays configured, you'll see the empty state with an option to set up your first auto-pay.

3

Select Your Circle

Tap "+ Set Up Auto-Pay" to start the setup wizard.

Choose which Duti Circle you want to set up auto-pay for:

Select Circle
  • Only circles you are a member of will appear
  • Each card shows the circle name, contribution amount, and member count
  • Tap on a circle to select it, then tap Next
4

Configure Schedule

Choose when auto-pay runs:

Configure Schedule

Frequency

"Every 4 weeks (28 days)" to align with circle payment schedules

Days Before Payment

Choose 1-7 days before payment is due. Default is 5 days, giving time for ACH processing.

5

Review and Confirm

Review your auto-pay configuration:

Review and Confirm

Circle

The selected Duti Circle

Bank Account

Your linked bank account

Deposit Amount

Auto-calculated based on circle requirements

First Deposit

When the first auto-pay will run

We verify your account has sufficient funds before each deposit to prevent overdrafts.

By confirming, you authorize automatic ACH withdrawals.

Tap "Confirm & Activate" to enable your auto-pay.

Managing Auto-Pays

Pause

Temporarily stop automatic payments. Settings are retained.

Resume

Reactivate a paused auto-pay.

Edit

Modify timing, notifications, or bid amount.

Delete

Permanently remove an auto-pay configuration.

How It Works

1

Schedule Alignment

Runs on a 4-week cycle aligned with your circle

2

Balance Check

We verify funds via Plaid before each deposit

3

Automatic Transfer

ACH transfer initiated if funds are sufficient

4

Notifications

Email updates for all deposit events

Limits

Maximum deposit

$10,000 per transaction

Processing time

0-1 business day

Common Questions

Yes, one per circle you're a member of.

We'll notify you and retry later.

The amount is auto-calculated. You can add an optional bid.

Tap "Delete" in the Auto-Pay manager.