Auto-Pay Setup
Never miss a payment
Auto-Pay ensures you never miss a circle payment by automatically transferring funds from your bank account before each payment is due.
Access the Duti Wallet
- 1Log in to your Duti account
- 2Tap Duti Wallet from the menu
- 3Scroll down to find the Auto-Pay section

The Auto-Pay section appears below your wallet balance and action buttons.
Open Auto-Pay Manager
Tap on the Auto-Pay section to open the Auto-Pay Manager. If you haven't set up any auto-pays yet, you'll see the empty state prompting you to get started.

When you have no auto-pays configured, you'll see the empty state with an option to set up your first auto-pay.
Select Your Circle
Tap "+ Set Up Auto-Pay" to start the setup wizard.
Choose which Duti Circle you want to set up auto-pay for:

- Only circles you are a member of will appear
- Each card shows the circle name, contribution amount, and member count
- Tap on a circle to select it, then tap Next
Configure Schedule
Choose when auto-pay runs:

Frequency
"Every 4 weeks (28 days)" to align with circle payment schedules
Days Before Payment
Choose 1-7 days before payment is due. Default is 5 days, giving time for ACH processing.
Review and Confirm
Review your auto-pay configuration:

Circle
The selected Duti Circle
Bank Account
Your linked bank account
Deposit Amount
Auto-calculated based on circle requirements
First Deposit
When the first auto-pay will run
✓ We verify your account has sufficient funds before each deposit to prevent overdrafts.
✓ By confirming, you authorize automatic ACH withdrawals.
Tap "Confirm & Activate" to enable your auto-pay.
Managing Auto-Pays
Pause
Temporarily stop automatic payments. Settings are retained.
Resume
Reactivate a paused auto-pay.
Edit
Modify timing, notifications, or bid amount.
Delete
Permanently remove an auto-pay configuration.
How It Works
Schedule Alignment
Runs on a 4-week cycle aligned with your circle
Balance Check
We verify funds via Plaid before each deposit
Automatic Transfer
ACH transfer initiated if funds are sufficient
Notifications
Email updates for all deposit events
Limits
Maximum deposit
$10,000 per transaction
Processing time
0-1 business day
Common Questions
Yes, one per circle you're a member of.
We'll notify you and retry later.
The amount is auto-calculated. You can add an optional bid.
Tap "Delete" in the Auto-Pay manager.